If you're feeling a little more blue than usual today, you're not alone.
That's because it's "Blue Monday", what many refer to as the most depressing day of the year.
For many Canadians, the laughter, joy and good vibrations from this past holiday season are quickly fading, and being replaced with debt, gloomy weather and failed New Year's resolutions.
That's why Blue Monday has earned the title of being the most depressing day of the year, as many feel hopeless and a sense of despair.
Robert Hunt is a licensed insolvency trustee with Grant Thornton says it may seem bad right now, but there are ways to brighten up your finances.
"Trying to focus on making small steps toward reducing some of your debt will make big gains over time and down the road," said Hunt.
Hunt says it also helps to stop comparing yourself to others, as he believes that can help bring peace of mind.
According to a CIBC survey, 25 per cent of Canadians listed paying down debts as their 2018 priority.